Volume 8
Creditor Control & Structural Power
Credit transactions are not negotiated between equal parties.
Volume 8 examines the structural imbalance between creditors and consumers and explains how the law addresses that imbalance through disclosure requirements.
Readers learn why creditors are legally responsible for ensuring clarity and accuracy in credit documentation.
Inside this volume:
• Contracts of adhesion in credit transactions
• Creditor control over language and documentation
• The legal burden placed on creditors
• Ambiguity in lending documents
• Structural information imbalance in credit markets
This volume explains why the law places disclosure responsibility on creditors.
