{"product_id":"the-lawman-series-finance-charges-disclosure-triggers-ebook-volume-5","title":"The Lawman Series: Finance Charges \u0026 Disclosure Triggers Ebook Volume 5","description":"\u003cdiv class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\"\u003e\n\u003cmeta charset=\"UTF-8\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"xdj266r x14z9mp xat24cr x1lziwak x1vvkbs x126k92a\"\u003e\n\u003cdiv dir=\"auto\"\u003e\n\u003carticle class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [\u0026amp;:has([data-writing-block])\u0026gt;*]:pointer-events-auto scroll-mt-(--header-height)\" dir=\"auto\" data-turn-id=\"557a1088-ce33-4d0f-921d-6452f36527ad\" data-testid=\"conversation-turn-1\" data-scroll-anchor=\"false\" data-turn=\"user\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"text-base my-auto mx-auto pt-3 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\"\u003e\n\u003cdiv class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"flex max-w-full flex-col grow\"\u003e\n\u003cdiv data-message-author-role=\"user\" data-message-id=\"557a1088-ce33-4d0f-921d-6452f36527ad\" dir=\"auto\" class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+\u0026amp;]:mt-1\"\u003e\n\u003cdiv class=\"flex w-full flex-col gap-1 empty:hidden items-end rtl:items-start\"\u003e\n\u003cdiv class=\"user-message-bubble-color corner-superellipse\/1.1 relative rounded-[18px] px-4 py-1.5 data-[multiline]:py-3 max-w-[var(--user-chat-width,70%)]\"\u003e\n\u003cdiv class=\"whitespace-pre-wrap\"\u003e\n\u003ch1 data-start=\"3790\" data-end=\"3802\" data-section-id=\"1g6jlvf\"\u003eVolume 5\u003c\/h1\u003e\n\u003ch2 data-start=\"3803\" data-end=\"3843\" data-section-id=\"lqlkjq\"\u003eFinance Charges \u0026amp; Disclosure Triggers\u003c\/h2\u003e\n\u003cp data-start=\"3845\" data-end=\"3895\"\u003eDisclosure obligations do not arise automatically.\u003c\/p\u003e\n\u003cp data-start=\"3897\" data-end=\"4037\"\u003eVolume 5 explains the \u003cstrong data-start=\"3919\" data-end=\"3964\"\u003efinance charge and installment thresholds\u003c\/strong\u003e that determine when creditors must provide Truth in Lending disclosures.\u003c\/p\u003e\n\u003cp data-start=\"4039\" data-end=\"4185\"\u003eUnderstanding this threshold is essential because disclosure requirements only apply when the transaction \u003cstrong data-start=\"4145\" data-end=\"4185\"\u003ecrosses specific statutory triggers.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"4187\" data-end=\"4210\"\u003e\u003cstrong data-start=\"4187\" data-end=\"4210\"\u003eInside this volume:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"4212\" data-end=\"4416\"\u003e• What qualifies as a finance charge\u003cbr data-start=\"4248\" data-end=\"4251\"\u003e• Charges included vs excluded from finance charges\u003cbr data-start=\"4302\" data-end=\"4305\"\u003e• Installment payment triggers\u003cbr data-start=\"4335\" data-end=\"4338\"\u003e• How disclosure duties arise\u003cbr data-start=\"4367\" data-end=\"4370\"\u003e• Why misclassification leads to failed claims\u003c\/p\u003e\n\u003cp data-start=\"4418\" data-end=\"4511\"\u003eThis volume clarifies the \u003cstrong data-start=\"4444\" data-end=\"4511\"\u003emechanics that activate the disclosure requirements under TILA.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch1 data-start=\"1301\" data-end=\"1313\" data-section-id=\"1g6jl30\"\u003e\n\u003cstrong style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003eInstructor:\u003c\/strong\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e \u003c\/span\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003eEric Ingram Bey\u003c\/span\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/article\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"x14z9mp xat24cr x1lziwak x1vvkbs xtlvy1s x126k92a\"\u003e\n\u003cdiv dir=\"auto\"\u003e\n\u003cstrong\u003ePresented by:\u003c\/strong\u003e\u003cspan\u003e \u003c\/span\u003eIn God We Trust Academy\u003c\/div\u003e\n\u003c\/div\u003e\n\u003chr\u003e\n\u003cstrong\u003e\u003c\/strong\u003e\n\u003ch3\u003e\n\u003cstrong style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003eIf using CashApp\u003c\/strong\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e...go to $ebey6192020 to make donation. Send proof of donation to admin@ingodwetrustacademy.org. \u003c\/span\u003e\n\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eMaterials will be emailed after the class. Please check your spam folder before reaching out to ensure that you have not received them. Please also confirm that you are utilizing the email that you provided on the website. \u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTHERE WILL BE NO REFUNDS ON DIGITAL PRODUCTS!\u003c\/strong\u003e\u003c\/p\u003e","brand":"In God We Trust Academy","offers":[{"title":"Default Title","offer_id":53938372444435,"sku":null,"price":44.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/1015\/1699\/files\/Screenshot2026-03-12at9.40.20PM.png?v=1773370399","url":"https:\/\/www.ingodwetrustacademy.com\/products\/the-lawman-series-finance-charges-disclosure-triggers-ebook-volume-5","provider":"In God We Trust Academy","version":"1.0","type":"link"}